About First Bank of the Lake

Welcome to First Bank of the Lake, your trusted financial partner located conveniently in Osage Beach, Missouri. We understand that choosing the right bank is a vital decision, and our mission is to provide personalized, reliable banking services tailored to your unique needs. Whether you're opening your first checking account, seeking home financing, or growing your business, our dedicated team is here to guide and support you every step of the way. At First Bank of the Lake, we combine the benefits of modern banking technology with a community-first approach, ensuring you enjoy both convenience and a personal touch. Visit our branch at 4558 Osage Beach Parkway or explore our easy-to-use online banking platform to experience secure, efficient service designed with you in mind. From competitive rates and flexible loan options to attentive customer service, discover why so many in Osage Beach trust us as their local financial institution. Join a bank that values your goals, your time, and your financial future.

Services

banking
Financial Services

Areas Served

Osage Beach

Features

community bank

Reviews

4.6

199 Reviews on

Review Us on Google

Jared Newman

March 7, 2026

Robin helped me open a CD. She was very knowledgeable about FDIC insurance rules and made sure to explain everything and answered all my questions. FBOL consistently has some of the best CD and savings rates in the area. I will definitely be doing more business with them.

Afolabi Odejimi

February 27, 2026

I want to sincerely express my profound appreciation and gratitude for the support and assistance that were provided to me by both Nicholas and Celeste during my loan process by FBOL. I thought they showed real and genuine caring. I wish every entrepreneur looking for an SBA loan would consider FBOL and would be lucky to have Nicholas and Celeste as partners in the process.

Steven Shortino

February 19, 2026

Absolutely atrocious to work with. I've worked with a lot of the SBA lenders, and these guys are epitomy of unprofessional. Plenty of other options out there. Beware of getting into business with these guys. You have been warned. EDIT: Wanted to share a bit more of what happened to explain the above. This bank initially expressed interest in an SBA express loan for my company. After a significant amount of time and other considerations...

Dillon Baer

November 12, 2025

Smooth and efficient SBA process. Very professional originators, underwriters, closers, and PMs. Can?t wait to pay this one back so I can get another through FBoL

Jon B

November 6, 2025

FBOL was a great bank to work with. They were responsive, kind, and informative. Would recommend working with them.

View More Reviews

Topics

community bank in Osage Beach, MO

banking in Osage Beach, MO

Financial Services in Osage Beach, MO

First Bank of the Lake - Banking & Financial Services in Osage Beach, MO